DWP – Do some Work for your Pensions.
It’s been a week of protests, bewildered Greeks, campers on the steps of St Pauls, a strike ballot on public sector pensions. Direct action is seldom harmless, its victims are all too often the...
View ArticleAlan Higham’s open letter to Steve Webb
Dear Steve There is a simple solution worth trying to the persistent problem of people wasting billions of pension savings each year at retirement. Experts I have consulted across insurers,...
View ArticleABI and the OMO- guest blog by Alan Higham
ABI Consultation Paper on OMO Code of Conduct Posted on December 23, 2011 by Alan Higham The ABI has finally been pressed into taking some meaningful attempt to improve the outcomes people have at...
View ArticleSorting the pensions of the “squeezed middle”.
There are three distinct streams among those old enough to work and young enough not to, Stream One is for those who can look forward to retirement with a degree of confidence because their employer...
View ArticleThe NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit...
View ArticlePensions crisis: one in 10 forced to delay retirement
Pummeting annuity rates and poor investment returns means thousands cannot afford to stop work. One in 10 of those due to retire this year will delay taking their pension, as a combination of...
View ArticleDavid Mowatt – spot on – the impending pension crisis
It sounds like tory MD David Mowatt from Warrington South, has been swotting up pensions with Steve Webb. He published this on his blog on Tuesday and followed it up in the House. Good on him. Read his...
View ArticleMake NEST the dustbin of our pension dreams?
We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to...
View ArticleMore pensions nonsense from the “investment community”
How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of...
View ArticleWe won’t reinvigorate workplace savings like this
I’ve been really looking forward to the Government‘s proposals on how we can get a new DB and a new DC into play. Now it’s arrived and here it is. Reinvigorating Workplace Pensions I read this document...
View ArticleThe NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit...
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